How A Ride-Hailing Driver Comes To Dominate The World? [EN]: Chapter 491

The Rich Wife Wants to Take Care of Yang Chen – Why Can’t a Didi Driver Have Some Money?

A debt collection company is nothing to Yang Chen. Even if it goes public in the US, Yang Chen isn’t worried. He’ll deal with them as he sees fit.

Yang Chen reassured Ms. Li and Chen Qiulian, “Don’t worry, they can’t make any waves.”

Chen Qiulian quickly added, “Ms. Li, don’t worry. If President Yang says it’s okay, it’s definitely okay.”

Ms. Li nodded, then glared at her husband and his mistress.

Soon after, Zheng Qian, the manager of the Peninsula Hotel, rushed in, breathless.

“Mr. Yang,” she said, panting, “why didn’t you let me know you were coming? I would have welcomed you properly.”

Yang Chen replied, “I came on the spur of the moment to catch someone in the act. I didn’t want to make a big fuss. Go about your business; you don’t need to mind me.”

Catching someone in the act?

When Zheng Qian saw Zhao Hu and the male mistress sitting on the bed, she was shocked, her eyes widening with a gossipy smile.

People in the hotel business see a lot of infidelity, but this was the first time she’d seen a male mistress.

“Then… then I’ll wait at the door,” Zheng Qian said. “Please let me know if you need anything, Mr. Yang.”

Yang Chen nodded. Zheng Qian left reluctantly, wanting to stay and watch, but she didn’t dare to be rude in front of Yang Chen, so she went to guard the door.

Ms. Li asked curiously, “President Yang, do you know her?”

“Yes, I do,” Yang Chen said. “Don’t ask; just take care of your own business.”

Ms. Li nodded, took the divorce agreement from her bag, and threw it at Zhao Hu. “Sign it, and we’ll part ways peacefully. If you don’t, I’ll hire a lawyer to sue for divorce tomorrow. Then your parents will have to move out, and it’s your responsibility if they become homeless. Don’t come begging me.”

Zhao Hu glanced at the agreement. He would leave with nothing; all joint property would belong to Ms. Li. His parents could live in the house until they died, after which Ms. Li would reclaim it.

Ms. Li was providing for her in-laws, but not for Zhao Hu. He couldn’t even take the clothes she bought him.

Zhao Hu didn’t want to agree. In name, it was joint property, but he had earned over 90% of it. How could he give it all to Ms. Li?

“You’re dreaming!” Zhao Hu said angrily. “I will never sign this. Sue me if you want; I don’t believe the court will rule in your favor. I admit I was wrong, but I’m not giving you all the family property I earned. You’re dreaming!”

Ms. Li retorted, “Fine! You don’t want to part ways peacefully? Then don’t blame me for being ruthless. Just wait to be socially dead!”

Zhao Hu threatened, “If you release the video, I’ll kill you! See if I dare!”

Ms. Li scoffed, “Since I came here to catch you, I’m not afraid of you retaliating. Save it!”

Soon after, Zhao Hu’s thugs arrived.

Manager Zheng Qian realized something was wrong and rushed in to pull Yang Chen away.

“Mr. Yang, let’s go!” Zheng Qian said anxiously. “His people are here!”

Yang Chen replied, “This is the Peninsula Hotel, our own place. Why should we leave?”

As he spoke, Zhao Hu’s thugs rushed to the door, but were stopped by the bodyguard protecting Yang Chen.

“Brother Tiger!”

“Brother Tiger, how are you?”

“Brother Tiger, is everything okay?”

The thugs shouted outside.

Zhao Hu yelled, “Hurry up and come in and snatch the camera from them!”

The thugs stepped forward but were pushed back by Yang Chen’s bodyguard.

The two sides began fighting.

Zhao Hu’s thugs, relying on their numbers, took the lead, but the bodyguard was more than capable of taking on ten opponents.

The corridor was small, negating their numerical advantage.

The corridor filled with screams, scaring the guests, who quickly called the police.

Soon, police officers arrived. Yang Chen revealed his identity and explained what had happened.

A police officer said, “So, they’re from Yongxin Collection Company. We’ve arrested them many times, but the victims always sign a letter of understanding, and the cases are dropped.”

Yang Chen insisted, “This time, it must not be dropped. I will contact the Municipal Bureau and demand they seriously deal with Yongxin’s illegal activities.”

“Okay!” the officer replied. “We’ll take them back and await orders from the Municipal Bureau.”

“Okay,” Yang Chen said.

The officer ordered the thugs to get up and go to the station to wait for the Municipal Bureau.

“Are you kidding me?” one thug complained. “We were beaten, and you’re arresting us?”

“I’m going to complain about you!”

“We’re the victims! Why are you arresting us just because he said so?”

“Don’t you Yongxin Collection Company guys know what you do?” the officer retorted. “I know of at least 10 cases related to you. You even scared a pregnant woman into having a miscarriage. Am I wronging you? I’ve wanted to arrest you for a long time, but my hands were tied. Now that Mr. Yang has taken action, the Municipal Bureau will deal with it seriously, so just wait to go to jail. You all know what you’ve done, right? Get in line and walk out in an orderly manner.”

Yang Chen called Director Li of the Municipal Bureau and asked him to seriously deal with Yongxin Collection Company.

Director Li immediately called Captain Zhang Ming to prepare to arrest all Yongxin personnel.

Yang Chen handed the camera to Chen Qiulian. “I had a great time tonight. I’m going home. You guys go back early and be safe.”

Chen Qiulian said, “President Yang, thank you. If you hadn’t been here, we would have been in trouble. I suddenly realized this line of work is dangerous.”

Yang Chen asked, “Do you need a bodyguard? Our female bodyguards at Star Defense are skilled and will protect you. We have monthly packages and pay-per-service options. Interested in learning more?”

Chen Qiulian joked, “Are there any male bodyguards? I want a strong man to show off.”

Yang Chen chuckled, “Yes, we have men and women, young and old. Go to Star Defense to learn more. I’m leaving.”

“Okay. Goodbye, Mr. Yang,” Chen Qiulian said.

Yang Chen waved and left.

Zheng Qian followed closely behind. “Mr. Yang, are you leaving now? Do you want supper?”

“No, it’s late, and I want to go home and rest,” Yang Chen said. “Go about your business. Thank you for your hard work.”

“It’s no trouble at all,” Zheng Qian said. “Mr. Yang, come and visit often.”

After leaving the hotel, Yang Chen went home to sleep.

The next day at ten o’clock, news broke on Douyin [Chinese version of TikTok].

“Yongxin Collection Company has been completely wiped out. All 279 people have been taken away by the police for investigation.”

Netizens who were at the scene posted videos, which quickly went viral.

Many who had suffered losses from Yongxin left congratulatory messages.

“Damn! Did this company break the law? The entire company wiped out! What outrageous things did they do?”

“Great, they’ve finally been brought to justice! Love the police, love the Dragon Country [China] law! I borrowed 6,000 yuan from Kangle Financial Company and paid back at least 13,000. Then Yongxin Collection Company took the IOU and photos and blackmailed me for 6,000 to buy it out. I hate them!”

“Finally, they’re taking action! My wife was frightened by their debt collection from the neighbor, and the 3-month-old child was lost. I didn’t win the lawsuit, I’m so angry. God finally opened his eyes; they must be punished!”

“Bless the police comrades who took action! They helped me vent my anger. They sent my photos to my boyfriend, causing us to break up after five years. This has left a shadow on me, and I curse them to die horribly!”

…

In Haicheng, Lin Qing cried when she saw the news.

Li Xiaofei asked, “Xia Qing, what’s wrong? Are they threatening you again?”

Lin Qing shook her head. “No. Someone on Douyin said Yongxin Collection Company was wiped out, and all 279 employees were arrested. They’re finally going to be punished! I’m so happy!”

“Really?” Li Xiaofei said excitedly, looking at the video. Then she called Yang Chen.

Yang Chen had just gotten up and was preparing lunch.

“Hello, Xiaofei, what’s wrong?” he asked.

Li Xiaofei replied, “Brother, you’re awesome! You wiped out Yongxin Collection?”

“So fast?” Yang Chen said. “I just called Director Li last night.”

“Yes! It’s on Douyin! You’re amazing; they really give you face. You say a word, and they make it real!”

“They did illegal things, or I couldn’t frame them,” Yang Chen said. “Lin Qing’s IOU is with Yongxin, so it should be voided. The police will handle the photos. Tell her not to worry.”

“Okay. Brother, thank you. When are you coming back? I’ll take my roommates to treat you to dinner.”

“I don’t know. I’m making lunch. Bye.”

“Okay. Bye-bye,” Li Xiaofei said.

The news spread to Jinxin Financial Company, which partnered with many collection companies, including Yongxin.

Difficult collection IOUs were sold to Yongxin at a discount to recover costs and make a small profit.

Now that Yongxin was in trouble, Jinxin worried about being implicated.

The boss, Zhang Xin, called a meeting to discuss countermeasures.

Manager Wu Dong said, “Yongxin has been wiped out and may confess something. We should be more restrained to avoid problems, or we won’t recover our money.”

Zhang Xin replied, “We’ve released nearly 500 million in loans nationwide, and many applications are under review, mostly from female college students. Yongxin’s accident caught us off guard.”

Wu Dong suggested, “Forget the issued loans and suspend the others. Let’s see how Yongxin handles it and then decide. We’re on the edge, so we must be careful.”

Zhang Xin asked, “Manager Li, how much funds do we have?”

Li Qing, the financial director, replied, “About 100 million. Do we need to raise the loan threshold?”

“Our threshold is already high,” Zhang Xin said. “For many female college students, sending photos is the biggest price they can pay. We can’t just make them prostitutes, or why would they take out a loan? They’d just work as prostitutes. However, let’s be careful and slow down the loan speed. We’ll release 10 million nationwide daily and then decide what to do when we get news from Yongxin.”

Li Qing nodded.

Three days later, Jinxin Financial had 50 million left.

Yang Chen felt it was time and ordered the employees who had applied for loans to cancel their accounts.

Early in the morning, Zhang Xin received a call from Manager Wu Dong.

“President Zhang, something bad has happened!” Wu Dong said. “Tens of thousands of customers have canceled their accounts. They’re not answering calls or messages; we can’t contact them.”

“What?” Zhang Xin exclaimed. “Threaten them to expose their photos!”

“It’s useless,” Wu Dong said. “I sent a few, and they don’t care. They said they shouldn’t have to pay back the money they borrowed based on their ability. They confronted me and said we should expose the photos and see if they dare to call the police and arrest us. I feel like someone is messing with us.”

“Aren’t the application materials all female college students?” Zhang Xin asked.

“That’s why I said someone is messing with us,” Wu Dong said. “Someone is manipulating those college students to take out loans and not pay back the money.”

“Damn it!” Zhang Xin said. “Hurry up and collect the debts. If we can’t, we’ll sell the IOUs to the collection company. Don’t let them know someone is manipulating things, or they won’t dare to buy our IOUs.”

“Okay. I’ll do it right away,” Wu Dong said.

Zhang Xin finished breakfast and hurried to the company.

As soon as he entered, the police arrived.

“Everyone stay where you are!” a police officer announced. “We are from the Criminal Investigation Detachment of the Municipal Bureau. Who is in charge?”

Zhang Xin cautiously replied, “I am.”

“Your company is suspected of illegal lending, extortion, dissemination of obscene articles, organizing others to sell themselves, tax evasion, threatening and intimidating others, and other illegal activities,” the officer said. “The Municipal Bureau is investigating your company and employees. Everyone stand up, put your hands on your heads, line up, and come with us.”

Zhang Xin protested, “Police officer, you’re mistaken! We are a legally operating financial company.”

“Do you know whether it is legal or not?” the officer retorted. “Cooperate with our investigation, confess and be lenient, resist and be strict. Take them away! Others, take the computers and other materials.”

Soon, the news that Jinxin Financial was wiped out spread online, attracting many comments.

“Great, this is a black company, worse than the nine out of thirteen returns in the movie! I borrowed 10,000, paid back 20,000, and then they sold the IOU to the collection company, which asked me for 10,000 to buy out the photos and IOUs. If I wasn’t getting married soon and worried my boyfriend would see the photos, I wouldn’t have been willing to be slaughtered.”

“I also borrowed money from this company and was beaten because I couldn’t pay the interest. I want to be a witness, if I can.”

“I just want to know if the money I borrowed doesn’t need to be paid back? I should have borrowed more; I only borrowed 8,000 yuan. I feel like I lost a lot.”

“The Beijing police wiped out Yongxin Collection Company, and the Haicheng police wiped out Jinxin Financial Company. The police in the two cities are working together; there must be an expert behind the scenes. Otherwise, these two companies have been so arrogant, especially Yongxin Collection, which was about to change its name to Yongxin Technology and go public in the United States. If no one was controlling it, they shouldn’t have been arrested, right?”

“My wife’s sister works in this company, and she just called home and said she is suspected of illegally lending and is temporarily detained pending further investigation. She said the company lent out 500 million a few days ago, and today it was wiped out. Someone is controlling it. The person who can simultaneously control the police in Beijing and Haicheng is going to kill these two companies; no one can save them.”

…

At Haicheng University of Finance and Economics, Lin Qing saw the news and ran to bed No. 4, hugging Li Xiaofei.

“Xiaofei, thank you for your cousin’s help!” Lin Qing said, crying. “Jinxin Financial Company has also been wiped out. I can rest assured now.”

Li Xiaofei replied proudly, “Of course, there’s no problem with my cousin’s action. However, he can’t help you every time. Learn from your mistakes and don’t do such things in the future. Spend as much money as you have; don’t take out loans for the sake of face.”

Lin Qing nodded. “Yes, I know. I will never do such a thing again, and I will never give my handle to others again.”

Li Xiaofei said, “I hope you remember that. Stop crying, wash your face, and go to class.”

…

In Beijing, Yang Chen had just dropped off a passenger when Qiu Yuhong called.

“Mr. Yang, our people borrowed 532 million from Jinxin Financial, with an average loan of 20,000 yuan per person,” Qiu Yuhong said. “The branch heads are asking how to deal with this money. What do you think?”

“They borrowed it based on their ability, so leave it to them,” Yang Chen said. “Tell the branch heads they can’t touch this money. After deducting the cost of hiring female college students, the remaining money is theirs. If there is such a good thing in the future, they must actively strive for it.”

“Okay, I’ll notify them immediately,” Qiu Yuhong said.

Soon, the branch heads of Xingchen Defense received Qiu Yuhong’s email and passed on the chairman’s order to the employees who had taken out loans.

The employees happily took off, giving a portion of the money to the students who helped, and keeping the rest. They would actively strive for such opportunities in the future.

…

After dinner, Yang Chen went out to work. Around nine o’clock, he picked up a drunk rich woman.

The rich woman was on the phone and lay down in the back seat.

“The car is parked downstairs in the company; the key is on my desk. Drive it to my house. I’ve called a Didi to go home, and I’ll be home before you. Bye.”

After hanging up, she vomited a few times.

Yang Chen quickly grabbed a convenience bag and threw it in the back seat. “Madam, if you need to, vomit in the bag. Thank you.”

The rich woman tried to sit up. “Who are you looking down on? I’m fine; I won’t vomit.”

Yang Chen asked, “Are you the passenger for car number good5768?”

The rich woman replied, “Yes. You’ve already started driving; if you picked up the wrong person, just go with the flow.”

“That’s not okay,” Yang Chen said. “If I pick up the wrong person, the real passenger is waiting at the starting point. I have to go back and pick her up.”

The rich woman leaned forward and looked at Yang Chen. “Young man, you’re quite handsome. How much do you earn a month?”

“A few thousand yuan,” Yang Chen said.

“Wow, that’s so little? Is it enough to spend?”

“It’s okay. I don’t have a mortgage or other burdens; it’s enough to live on.”

The rich woman showed off her watch, bag, and bracelet. “See? The watch is a Patek Philippe. The bag is an LV. The bracelet is a Tiffany. And this…”

Yang Chen interrupted, “Madam, you should sit still, in case there is an emergency brake later, you may get hurt.”

“It’s okay; I won’t blame you even if I get hurt,” the rich woman said. “I’m showing off my wealth. Do you want these things?”

*Damn, she’s quite sincere.*

Yang Chen shook his head. “I don’t want them.”

“Don’t pretend,” the rich woman said. “Everyone wants brand names.”

Yang Chen was speechless.

The rich woman continued, “Be my lover, and I’ll buy you whatever you want. I’ll give you 1 million yuan a month for pocket money, or 2 million, or even 5 million if you perform well.”

*Damn! Is she that generous?*

If Yang Chen was ordinary, he would accept it. At worst, he would eat sea dog whips [believed to enhance virility] every day, work hard for a month, and get 5 million, changing his fate.

But the rich woman was in her early 40s, though still charming.

However, Yang Chen would disdain such things. He would never want a woman someone else had touched, especially a rich woman in her 40s.

Yang Chen shook his head. “No, thank you.”

The rich woman threw a few bank cards on the dashboard. “Do you think I’m bragging? I can afford 5 million; don’t doubt my strength.”

“I don’t doubt your strength; I just don’t need it,” Yang Chen said. “I’m satisfied with my life; I don’t need to sell my body for money.”

“You’re satisfied with a few thousand yuan?”

“Yes, I am. There is a way to live with money and a way to live without money. The most important thing is to be content and avoid comparing yourself to others. Once you start comparing yourself, you will never be satisfied because there will always be richer people.”

The rich woman was quiet, then burst into tears.

Yang Chen threw some tissues in the back seat. “Think positively.”

The rich woman wiped her tears. “I used to compare myself to others and wanted to live better than my relatives and friends, so I found a man who was having affairs and was ten years older than me. Now the retribution has come; I’m old, and he’s finding young girls. I just want to retaliate and find a man to sleep with me. Are you not considering it? 5 million a year, I can give you half first, and the remaining half will be given 200,000 each month. How about it?”

“Thank you for thinking highly of me, but I don’t need it,” Yang Chen said. “If you can get along, then get along; if you can’t, then get divorced. Don’t torture each other. If you divorce him now, the money you get should guarantee you have no worries for the rest of your life. Why wrong yourself?”

“I’m just not reconciled!” the rich woman said. “If I divorce him, he can be with his mistress openly.”

“Have you thought about how his ex felt when you were the mistress?” Yang Chen asked. “You said retribution has come, so why can’t you accept it calmly?”

The rich woman lowered her head and didn’t speak.

After a long time, she sighed. “You’re right; I deserve this. Thank you for your enlightenment; I know what to do.”

“That’s good,” Yang Chen said.

Soon, they arrived.

The rich woman picked up her phone. “We may never see each other again. Let’s take a photo as a souvenir. Thank you for making me think clearly.”

Yang Chen smiled and nodded.

The rich woman said, “Thank you. Good luck to you. Bye-bye.”

“Good luck to you too,” Yang Chen said. “Solve the problem sooner and be happy sooner. Be careful walking.”

The rich woman nodded and walked towards the gate.

Yang Chen continued to pick up passengers and sent one to Starbucks.

When the rich woman returned home, she heard sounds from the bedroom.

She exploded. They were messing around on her bed?

She picked up her phone and walked to the door, filming the scene.

After a while, it became quiet.

The mistress asked, “Aren’t you afraid your wife will come back and see us?”

The rich woman’s husband, Kang Xiong, replied, “What are you afraid of? She’s old and fading and depends on me. Does she dare to mention divorce? After the divorce, I can be with you openly. But what about her? I know her temper. Ordinary men don’t like her, and men with good conditions like me like young girls. Why would they want an old woman like her?”

The mistress giggled. “That makes sense. You men are so bad.”

Kang Xiong said, “Men are not bad; women don’t love them.”

The mistress replied, “I hate it.”

The rich woman found the photo she had taken with Yang Chen.

After hesitating, she posted it on Moments [Chinese social media platform, similar to Facebook].

“Let me introduce you to my new boyfriend. Isn’t he handsome?”

Her best friend, Chen Xiaoyan, called.

As soon as the phone rang, there was a commotion in the bedroom.

The rich woman walked in and answered the phone, watching the dog and woman put on their clothes.

Chen Xiaoyan asked, “Lingling, are you kidding me?”

The rich woman replied, “What joke?”

“Your Moments!”

“Oh, Moments! Of course, I’m not kidding.”

“But he is Yang Chen! How could he find a 43-year-old woman like you?”

The rich woman asked, “Yang Chen? Is his name Yang Chen? Is Yang Chen very powerful?”

Chen Xiaoyan was speechless.

She’s dating someone, but she doesn’t know his name or identity?

“Are you kidding me?” Chen Xiaoyan asked. “You don’t know your boyfriend’s name or identity?”